fix(core): show past due in ui (#13477)

fix CLOUD-238, CLOUD-239

#### PR Dependency Tree


* **PR #13477** 👈

This tree was auto-generated by
[Charcoal](https://github.com/danerwilliams/charcoal)

<!-- This is an auto-generated comment: release notes by coderabbit.ai
-->

## Summary by CodeRabbit

* **New Features**
* Payment method management is now always available directly within AI
and Pro plan cards.
* **Bug Fixes**
* Past-due subscriptions are now included in subscription status
results, ensuring they appear in billing views.
* **Style**
* Plan actions are moved inline within each plan’s description for a
cleaner, more compact layout.
  * Actions are grouped horizontally with improved spacing.
  * Minor class name and spacing tweaks for consistent styling.

<!-- end of auto-generated comment: release notes by coderabbit.ai -->

packages/backend/server/src/plugins/payment/resolver.ts

@@ -461,7 +461,11 @@ export class UserSubscriptionResolver {
       where: {
         targetId: user.id,
         status: {
-          in: [SubscriptionStatus.Active, SubscriptionStatus.Trialing],
+          in: [
+            SubscriptionStatus.Active,
+            SubscriptionStatus.Trialing,
+            SubscriptionStatus.PastDue,
+          ],
         },
       },
     });